Roof Water Damage Claims

Water damage plumbing roof leak insurance claims call the experts at ocean point claims to help you through the claims process.

Roof water damage claims.

Water damage is often caused by a pipe or pluming leak or burst water heater leak air conditioner condensation leak supply line burst toilet overflow roof leak window leak and needs to be removed immediately. Water damage caused by seepage coming in from cracks in the foundation or at the exterior of the house allowing. Write down detailed descriptions of the damage and its location on your roof to include with your claim. Your insurance company may accept a claim for water damage but a viable roof damage claim is unlikely.

Whether or not you notice any immediate damage it will be important for your future insurance claim to mitigate any potential problems by placing tarps over the roof and checking for water damage mold or other issues that may cause further damage before your roof claim can get paid out and your roof can be restored or repaired. Most insurance contracts contain a wear and tear exclusion as well as maintenance clauses. When filing an insurance claim it is important to have evidence that the damage you are claiming is new. Even if the roof leak is caused by a windstorm or a tree.

A standard homeowners insurance policy will cover water damage and roof leaks unless they re the result of gross negligence on your part. Inspect the damaged areas as best as you can while remaining safe. Be observant and take careful notes.